Is a proposal my only option?

NO. Depending on your particular situation other alternatives may be more appropriate.These options include:

• consumer bankruptcy;
• financial counselling;
• a debt consolidation loan.

All these options will be discussed in detail when you meet the Trustee.

This is your opportunity to eliminate your excessive debt. Visit any of the following resource centres for more info. Ottawa, Scarborough, Hull/Gatineau, Arnprior, Barry's Bay, Brampton, Brockville, Carleton Place, Cornwall, Kingston, Pembroke, Perth, Renfrew, Smiths Falls.